December 26, 2006...10:16 am

Top Ten Ways to Avoid Foreclosure

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In the spirit of David Letterman, here are our top ten ways to avoid foreclosure:

10.  Spreadsheets are your friend.

9.  Blue bouncing balls are very relaxing and tend to make you sleepy.  Avoid them at all costs.

8.  36% interest – bad.

7.  Start your day before noon.

6.  Repeat over and over - cash back at closing is not profit.

5.  Beware of people with first names of ‘Rich’, ‘PR’, or ‘Savvy’.

4.  Maximum amount to pay for a Jamba Juice or Starbucks – $29.95.  Never spend $37.

3.  Recommended college course – Mail Opening 101.

2.  Avoid all deals characterized by the word ‘Sweet’.

1. Never borrow 2.2 million dollars with no discernable means to pay it back.

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